fmb Terms and Conditions – What Every Filipino Player Needs to Know

These Terms and Conditions apply to all users who access, register on, or use the fmb platform, including the website and any associated mobile application available to players in the Philippines. By creating an account, you confirm that you are at least 21 years of age, that you are legally permitted to participate in online gaming activities under the laws applicable to you, and that all information you provide during registration is accurate and complete. fmb reserves the right to request identity verification documents at any time to confirm eligibility. Accounts found to belong to underage users will be closed immediately and any funds held may be forfeited in accordance with applicable regulations. These terms are governed by the rules and policies of the jurisdiction under which fmb operates.

Each player is permitted to hold only one account on the fmb platform. Creating duplicate or multiple accounts is strictly prohibited and may result in the suspension or permanent closure of all associated accounts. You are solely responsible for maintaining the confidentiality of your login credentials, including your username and password. Any activity that occurs under your account is your responsibility, and fmb will not be liable for losses resulting from unauthorised access caused by your failure to keep your credentials secure. If you suspect that your account has been accessed without your authorisation, you must notify fmb immediately. Account details, including your registered email address and contact number, must be kept current at all times to ensure you receive important platform communications.

All deposits on the fmb platform are processed in Philippine pesos (PHP) using the local payment methods listed on the Deposit page. You may only deposit funds using payment methods that are registered in your own name — third-party deposits are not accepted and may result in account suspension pending investigation. Minimum and maximum deposit amounts vary by payment method and are clearly displayed at the time of transaction. Withdrawal requests are subject to identity verification and must be made to the same payment method used for the original deposit where technically possible. fmb reserves the right to apply processing times as communicated on the platform, and delays caused by third-party payment providers are outside fmb's direct control. Any attempt to exploit payment systems, initiate fraudulent chargebacks, or manipulate transaction records will result in immediate account closure and may be reported to relevant authorities.

All bonuses and promotional offers available on fmb are subject to specific terms that are published on the Promotion page at the time the offer is active. Each promotion will clearly state the minimum qualifying deposit, the eligible payment methods, any wagering requirements that apply before bonus funds can be converted to withdrawable balances, and the expiry period of the offer. Players may only claim each promotion once unless the offer explicitly states otherwise. fmb reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice, particularly where there is evidence of abuse or where the offer has been misrepresented. Attempting to exploit bonus structures through coordinated play, multiple accounts, or other methods constitutes a breach of these terms and will result in the forfeiture of any bonus-related winnings. If you have questions about a specific promotion's conditions, the FAQ page provides additional guidance.

All games and features available on the fmb platform must be used for personal entertainment purposes only. You agree not to use any automated software, bots, scripts, or other tools to interact with the platform in a way that gives an unfair advantage or disrupts the experience of other players. Collusion between players, match-fixing, or any form of coordinated manipulation of game outcomes is strictly prohibited and will result in immediate account termination. fmb monitors platform activity to detect irregular patterns and reserves the right to void bets or withhold winnings where there is reasonable evidence of rule violations. You are responsible for ensuring that your use of the platform complies with the laws of your jurisdiction within the Philippines. fmb does not guarantee uninterrupted access to the platform and may perform scheduled or emergency maintenance that temporarily affects availability — no compensation will be provided for downtime caused by maintenance or technical issues outside fmb's reasonable control.

fmb is committed to promoting responsible gaming among all Filipino players and provides tools and resources to help members manage their gaming activity. Players are encouraged to set personal deposit limits, session time reminders, and to take breaks when needed. If you feel that your gaming habits are becoming difficult to control, you can request a self-exclusion period by contacting fmb support — during this period your account will be restricted from all gaming activity. The Responsible Gaming page contains detailed guidance on the tools available and how to access external support organisations operating in the Philippines. fmb will not knowingly allow a self-excluded player to continue gaming and will take reasonable steps to enforce exclusion requests promptly. Online gaming is intended as a form of entertainment for adults aged 21 and above, and fmb strongly discourages treating it as a source of income or a way to recover financial losses.

To the fullest extent permitted by applicable law, fmb's liability to any player is limited to the amount of funds held in that player's account at the time a dispute arises. fmb is not liable for any indirect, incidental, or consequential losses arising from your use of the platform, including losses resulting from technical failures, connectivity issues, or decisions made based on information displayed on the site. fmb reserves the right to amend these Terms and Conditions at any time. When material changes are made, fmb will update the "Last Updated" date at the top of this page and may notify registered players through the platform or by email. Continued use of the fmb platform after changes have been published constitutes your acceptance of the revised terms. If you do not agree with any updated terms, you should stop using the platform and contact support to close your account. For any questions about these terms, please visit the FAQ page or reach out to the support team.